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Home > Finance > Ford Credit Overview > Commercial Vehicle Financing


If you need a Commercial Vehicle for your business then Ford Credit has a range of ownership and leasing finance plans to suit your needs.

Take a look at the video to see the range of Commercial Vehicle finance plans.  You can find out more information here.

Ford Commercial Vehicle Financing

Ford Acquire

Balloon option is available

Put down a deposit followed by monthly payments (and a final balloon payment if you choose Ford Acquire with balloon). At the end of the agreement, you will own the commercial vehicle.

Ford Options

A deposit followed by monthly payments. At the end of the contract you have the option to Return, Retain (and settle the OFP) or Renew the Vehicle.

Ford Options Cashplan

Similar to the Ford Options plan, but the deposit and monthly payments are replaced with a single advance payment

Ford Contract Hire*

No vehicle ownership, fixed monthly rentals. At the end of the agreement, you return the commercial vehicle.

Ford Finance Lease with balloon*

Non-balloon option is available.

Commercial Line of Credit

Simplify your business vehicle finance with an annually approved Commercial Line of Credit so that Ford Credit is ready for you when you are ready for a new vehicle

Compare Financing Plans for Commercial Vehicles

Take a look at our comparison table for all our Commercial Vehicle financing plans for a quick reference guide of the different features of each plan, or we can help you choose which financing plan might suit your business best.

Alternatively you can build your own vehicle and obtain a finance quote via the Ford Credit (own your vehicle) or Ford Lease (Ford Contract Hire) calculators.


Compare Finance Plans Ford Credit Quote Ford Lease Rental Calculator


  • Business users only. Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    *Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. 

    The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.