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In the unfortunate event that your Ford is written off or stolen and declared a total loss, your motor insurer may not pay out the original purchase price of the car. This is because many comprehensive motor insurers make a payment based on the market value of the car at the time of the total loss - not on the original purchase price. Any depreciation or loss in the value that takes place after you have taken delivery of your Ford may not be covered. This is your potential loss; however Ford Asset Protection could cover you for this.
1. Settlement Offer
If your vehicle is written off and a settlement offer is made by your motor insurer (or 3rd party through an accident management company), we could pay you the difference between the amount paid out by your motor insurer (or 3rd party through an accident management company) and the original purchase price you paid for your vehicle.
2. Finance Agreement
If your vehicle is subject to a finance agreement and the early settlement amount is greater than the original purchase price you paid for your vehicle then we will pay you the difference between the amount paid out by your motor insurer (or 3rd party through an accident management company) and the finance early settlement amount. Any payment will be paid directly to the finance company on your behalf, and if there are any excess funds, these will be sent to you directly.
3. Lease or Contract Hire
If your vehicle is subject to a lease or contract hire agreement we could pay the difference between the amount paid out by the motor insurer and the early termination charge from the lease or contract hire company, as well as the original up-front payment you made in the form of rentals paid in advance.
Whether you have purchased your vehicle on finance or not, Ford Asset Protection could return you to the original position you were in when you first purchased your vehicle.
To apply for cover
For further information about Ford Asset Protection please speak to your local participating Ford Dealer.
To make a claim or any other query
Please call 0344 573 8107. Please contact the Ford Asset Protection Administrator, Car Care Plan, in order to register your claim prior to agreeing any settlement offer from your motor insurer or from a third party through an accident management company.
Calls to 0344 numbers are charged at the same rate as a standard 01 or 02 geographic number, even when calling from a mobile. Calls may be monitored or recorded.
For any questions please visit our FAQs section.
Ford Asset Protection is insured by AmTrust Europe Limited, Market Square House, St James’s Street, Nottingham, NG1 6FG. Registered in England No. 1229676. AmTrust Europe Limited is authorised and regulated by the Prudential Regulation Authority and the Financial Conduct Authority under Registration Number 202189.
Ford Asset Protection is administered by Car Care Plan Limited, Jubilee House, 5 Mid Point Business Park, Thornbury, West Yorkshire, BD3 7AG. Registered in England No. 00850195. Car Care Plan Limited is authorised and regulated by the Financial Conduct Authority under Registration Number 309268.
FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority under Registration Number 204469 and acts as an insurance intermediary in relation to Ford Asset Protection. In relation to this same product, Ford Motor Company Limited is an appointed representative of FCE Bank plc. Ford Motor Company Limited acts as an insurance intermediary.