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Finance Plans for Commercial Vehicles

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features

Ford Acquire

Ford Contract Hire*

Ford Finance Lease*

Available From Your Ford Dealer YES YES YES
Option To Own The Vehicle** YES NO NO
Finance Term 24 to 60 months (maximum term 48 months for Ford Acquire with balloon option) Any term, 24 to 60 months Any term, 24 to 60 months
Typical Advance Rental/Deposit Zero deposit available (VAT normally paid up front)
Minimum one month's rental.
Minimum one month's rental.
No Responsibility For Vehicle Disposal NO YES Vehicle sold on lesser's behalf. 100% of the net Sales Proceeds after all charges are returned to the lessee
Flexible End Of Contract Options Renew/Retain Return vehicle and Renew
Sell vehicle and Renew
Balloon Option YES NO YES
Optional Maintenance/Service Package Ask your Ford Dealer Available at additional cost Ask your Ford Dealer
Road Fund License Included for the first year Included for the duration of the agreement Included for the first year
VAT On Monthly Payments No VAT on payments but VAT on vehicle may be fully recoverable VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
Fees Our standard fee for Ford Acquire plans may vary dependant on Marketing Promotions avilable at that time
NO NO
Taxation (Customers Are Advised To Seek Personal Advice) Writing down allowances may be available.
Interest cost may also be offset
Rentals allowable against taxable profits Rentals allowable against taxable profits
Line of Credit Available? YES NO NO

**Ford Acquire: your business will own the vehicle once all payments (including the final balloon where applicable and the Purchase fee) have been made.

Ford Contract Hire: Ford Lease is the legal owner of the vehicle. However, the customer is responsible for any service, maintenance and repair costs (unless covered by an optional maintenance agreement) plus any additional costs such as parking fines, traffic violations or accident damage.

Ford Finance Lease: Ford Lease is the legal owner of the vehicle and the customer is the registered keeper of the vehicle. The customer is responsible for any service, maintenance and repair costs, plus any additional costs such as parking fines, traffic violations or accident damage.

Business users only

  • Business users only. Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    *Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. FCE Bank plc act as an insurance intermediary in relation to Ford Insure.

    The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.

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