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Home > Finance > Ford Credit Overview > Personal Financing > Finance Options and Comparison

Financing Plans for Ford Passenger Vehicles

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features

Ford Personal Contract Hire*

Ford Acquire

Ford Options

Ford Options Cashplan

Customer Type Private individuals
Option To Own The Vehicle^ NO YES YES YES
Vehicle Age New vehicles only New and used vehicles (age limits apply)
Finance Term 24 to 48 months 24 to 48 months 24 or 36 months  24 or 36 months
Typical Advance Rental/Deposit Advance rental typically equal to 3 monthly rentals Zero deposit available

Zero deposit available

(Maximum deposit of 35%)

Purchase price of the car less the Optional Final Payment plus the Finance Facility Fee and Interest
Fixed Monthly Payments/Rentals YES YES YES No monthly payments
No Responsibility For Vehicle Disposal YES NO NO NO
Optional Final Payment NO NO YES YES
Flexible End Of Contract Options Return vehicle & renew Renew/Retain Renew/Retain/Return Renew/Retain/Return
Optional Maintenance/Service Package Available at additional cost Ask your Ford Dealer Ask your Ford Dealer Ask your Ford Dealer
Choice Of Mileage Band YES NO YES YES
Road Fund Licence Included for the duration of the agreement Included for the first year Included for the first year Included for the first year
Fees NO Finance facility fee payable with the first monthly payment.  Purchase fee payable with tihe final payment if you wish to own the vehicle at the end of the agreement.  Our fees may vary dependent on Marketing promotions available at that time.

^Subject to all payments (including Purchase Fee) being paid.

  • Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    *Ford Personal Contract Hire is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority.