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Finance Plans for Personal Customers

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features

Ford Personal Lease*

Ford Acquire

Ford Options

Ford Options Cashplan

Available From Your Ford Dealer YES YES YES YES
Option To Own The Vehicle^ NO YES YES YES
Vehicle Age New vehicles only New and used vehicles (age limits apply) New and used vehicles (age limits apply) New and used vehicles (age limits apply)
Available On Cars And Commercial Vehicles Cars only YES Cars & Ford Ranger only Cars & Ford Ranger only
Finance Term 24 to 48 months 12 to 60 months 24 or 36 months 24 or 36 months
Typical Advance Rental/Deposit Advance rental typically equal to 3 monthly rentals Zero deposit available Zero deposit available Purchase price of the car less the Optional Final Payment plus the Finance Facility Fee and Interest
Fixed Monthly Payments/Rentals YES YES YES No monthly payments
No Responsibility For Vehicle Disposal YES NO NO NO
Optional Final Payment NO NO YES YES
Flexible End Of Contract Options Renew/Return/Extend Renew/Retain Renew/Retain/Return Renew/Retain/Return
Optional Maintenance/Service Package Available at additional cost Ask your Ford Dealer Ask your Ford Dealer Ask your Ford Dealer
Choice Of Mileage Band YES NO YES YES
Road Fund License Included for the duration of the agreement Included for the first year Included for the first year Included for the first year

^Subject to all payments (including Purchase Fee) being paid.

  • Ford Credit is a trading Style of FCE Bank plc. Registered in England: No 772784. Registered Office: Central Office, Eagle Way, Brentwood, Essex, CM13 3AR. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    *Ford Personal Lease from Ford is provided by ALD Automotive Limited, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. For the purposes of the Data Protection Act 1998 the data controller in relation to any information you supply for Ford Personal Lease is ALD Automotive Limited, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. Registered in England No. 987418. Authorised and regulated by the Financial Conduct Authority.

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