Home > Finance > Ford Credit Overview > Line of Credit
line of credit



Why use your existing bank lines to acquire vehicles? Consider our Line of Credit (LOC).Tooltip

The convenience of credit

Do you need a Line of Credit for your business?

If you are a small or medium sized fleet you may be eligible for an approved Line of Credit via our Ford Acquire and Ford Acquire with balloon hire purchase plan.*

This annually reviewed revolving line of credit simplifies your fleet funding administration.

  • Your business is underwritten once per year, rather than once per vehicle
  • It can be used to finance all Ford car & commercial vehicles with Ford Acquire (and Ford Acquire with balloon for commercial vehicles only)
  • You will receive a reminder to renew your Line of Credit 90 days prior to expiration

With our LoC program, you can apply for a credit line starting at £75,000 and, once approved, you can add vehicles to your fleet whenever you need to, for up to 12 months. Now you can be covered all year for all of your financing or leasing needs. No need to reapply every time you need a vehicle.

Line of Credit explained

If you’d like to discover more about our Line of Credit facility, watch this short video for a helpful overview.



Contact your local Ford dealer for more information

Business Users Only


*Eligibility criteria apply. Limited Companies and Partnerships with 4 or more partners may apply. The total amount advanced needs to be £75,000 or more.

  • Ford Credit is a trading Style of FCE Bank plc. Registered in England: No 772784. Registered Office: Central Office, Eagle Way, Brentwood, Essex, CM13 3AR. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.