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line of credit



Why use your existing bank lines to acquire vehicles? Consider our Line of Credit (LOC).

Do you need a Line of Credit for your business?

If you are a small or medium sized fleet you may be eligible for an approved Line of Credit via our Ford Acquire and Ford Acquire with balloon hire purchase plan.*

This annually reviewed revolving line of credit simplifies your fleet funding administration.

  • Your business is underwritten once per year, rather than once per vehicle
  • It can be used to finance all Ford car & commercial vehicles with Ford Acquire (and Ford Acquire with balloon for commercial vehicles only)
  • You will receive a reminder to renew your Line of Credit 90 days prior to expiration

Business Users only

*Eligibility criteria apply. Limited Companies and Partnerships with 4 or more partners may apply. The total amount advanced needs to be £75,000 or more.

Finance subject to status. Guarantees may be required. Freepost Ford Credit.

Line of Credit explained

If you’d like to discover more about our Line of Credit facility, watch this short video for a helpful overview.



Contact your local Ford dealer for more information

  • Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.