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Finance Plans for Business Customers

Use the comparison below to help you decide which type of financing is right for you. 

Plan Features Ford Acquire Ford Options Ford Options Cashplan Ford Contract Hire*
Customer Type Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. See ford.co.uk/finance/support/business-finance for a full list Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. See ford.co.uk/finance/support/business-finance for a full list Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. See ford.co.uk/finance/support/business-finance for a full list Business customers only
Option To Own The Vehicle^ YES
YES YES NO
Finance Term 24 to 60 months  24 & 36 months 24 & 36 months 24 to 48 months
Typical Advance Rental/Deposit Zero deposit available Zero deposit available Advance payment (see Ford Options Cashplan page )

Minimum one month's rental

Typically 3 month's rental

Fixed Monthly Payments/Rentals YES YES No monthly payments YES
No Responsibility For Vehicle Disposal NO NO NO YES
Flexible End Of Contract Options Renew/Retain Renew/Retain/Return Renew/Retain/Return Return car and RenewOptional Final Payment
Optional Final Payment NO YES YES NO
Optional Maintenance/Service Package Ask your Ford Dealer Ask your Ford Dealer Ask your Ford Dealer Available at additional cost
Road Fund License Included for the first year Included for the first year Included for the first year Included for the duration of the agreement
VAT On Monthly Payments No VAT on payments but VAT on vehicle may be fully recoverable No VAT on payments but VAT on vehicle may be fully recoverable No VAT on payments but VAT on vehicle may be fully recoverable VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
Taxation (Customers Are Advised To Seek Personal Advice) Writing down allowances may be available
Interest cost may also be offset
Writing down allowances may be available
Interest cost may also be offset
Writing down allowances may be available
Interest cost may also be offset
Tax allowable rentals
Fees Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. NO

^ Ford Acquire, Ford Options and Ford Options Cashplan: your business will own the vehicle once all payments (including the final balloon where applicable and the Purchase fee) have been made.

Ford Contract Hire: Ford Lease is the legal owner of the vehicle. However, the customer is responsible for any service, maintenance and repair costs (unless covered by an optional maintenance agreement) plus any additional costs such as parking fines, traffic violations or accident damage.

Business users only

  • Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

    *Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. 

    The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.

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