Appearance, comfort and style
It may be important to you that a car looks stylish, as well as having a functional, comfortable and well-designed interior. Many cars can be customised with options and accessories to allow you to create a vehicle that feels like it was made just for you.
Car type
The types of car currently available include:
- Cabriolet/Convertible: a passenger car with either a detachable or folding roof (e.g. Ford Focus Coupé-Cabriolet).
- Estate/Wagon: a passenger car that has four or five seats but with a longer body for extra boot space (e.g. Ford Mondeo estate).
- Hatchback: the most popular body style that has the traditional two rows of seats and a top-hinged tailgate for easy access to the boot (e.g. Ford Mondeo 5-door).
- MPV (Multi-purpose Vehicle): also referred to as a People Carrier, traditionally a 7-seat vehicle.
- Saloon: a 4-door passenger car with a boot (e.g. Ford Mondeo 4-door).
- Sport: a high performance car, usually with only two seats.
- SUV (Sports Utility Vehicle)/4x4: designed as a tough on- and off-road vehicle. Generally powered by a larger engine.
- Supermini: generally a low engine sized small car that’s highly manoeuvrable. Offers reasonable running costs due to good fuel economy, low road tax and, often, a lower insurance group (e.g. Ford Fiesta).
Colour
Most people choose their car’s colour based on personal preference, but there are other things you can consider too:
- Choosing a metallic paint colour can have a positive impact on the future resale value of your car.
- Buying a dark colour interior trim may prove to be more practical.
Depreciation is the term used for the decrease in a car’s value over time. It’s often measured as a percentage of a car's value after three years or 36,000 miles, compared to its price when new.
- Before buying your car, it's worth finding out if this particular vehicle/model traditionally holds its value. If so, you’re more likely to be able to sell it at a reasonable price in the future.
- Cars which lose the least value over time tend to be either 'best in class', rare, or popular models with second-hand appeal.
Safety
Modern cars are safer than ever before. Even so, it can give you peace of mind to find out how safe your new car is. Factors affecting a car’s safety include:
- Brakes and driving dynamics, which are designed to help avoid accidents.
- Airbags and seatbelts, which are designed to limit the effects of accidents.
Security
Unfortunately, there are more than two million vehicle-related thefts every year in the UK. So make sure you ask your Dealer about the security system in the car you’re looking to buy.
Running costs
We cover purchase price and ways to pay in the ‘Ordering and Paying for my Car’ section. Equally as important as the purchase price is the cost of running your car. This includes motor insurance, road tax, servicing and fuel consumption.
Motor insurance
It’s worthwhile getting a few quotes to find out the cost of insuring your car annually. Factors that affect the insurance premium include:
- The quality of cover provided (where repairs are carried out*, whether a courtesy car is included, the excess you have to pay for each claim)
- The driver (age, gender, previous claims and any motoring convictions)
- The type of car (insurance rating and value)
- Where the car is kept (street, driveway or garage)
- What the car is used for (social, domestic and pleasure, or business)
- The type of cover required (fully comprehensive or third party)
Road tax
Cars registered on or after 1 March 2001 fall into one of a series of bands based on fuel type and CO2 emission levels. These determine how much you pay for your road tax.
- To pay less road tax, opt for a vehicle with low CO2 emissions, like those from the Ford ECOnetic range, or a vehicle with an alternative fuel to petrol, such as Liquefied Petroleum Gas (LPG). Some cars with very low CO2 emissions even come with zero road tax, such as the Ford Fiesta ECOnetic.
